Posts Tagged health insurance policy
Insuring Yourself After Losing A Job
Sadly, it is a situation that more and more Americans are finding themselves in these days-out of work and uninsured. When a worker loses a job they lose more than just their income, they also lose their health insurance. Fortunately, there are options available for a person to insure themselves, even after losing a job.
COBRA
COBRA refers to the health provision act passed by congress in 1986 that requires that group health insurance be made available for individuals for a period of 18 months after they leave their job. COBRA is available both to people who have left their jobs voluntarily and to those who were terminated (unless they were terminated for gross misconduct). COBRA is also available to those who have had their hours cut and as a result are no longer eligible for their company’s insurance plan.
Tags: group health insurance, health insurance policy, health provision, short term health insurance, term health insurance
When Should Short-Term Health Insurance Be Used?
Short-term health insurance coverage is one of the most popular types of health care. Rates are extremely affordable and policies are typically approved very quickly. Although the plans are considered temporary, short-term policies are very flexible and meet many needs of individuals and families.
Short-term health insurance plans are ideal for persons that are unemployed, between jobs, waiting for Medicare coverage or employer benefits to begin, seasonal workers, or graduating students. Most major insurers offer coverage for 1-12 months and policies are generally approved with 48 hours. The standard application is much smaller than a typical application for standard health care. If coverage is needed for longer than 12 months, a conventional plan might be the better option.
Tags: health insurance coverage, health insurance policy, intensive care treatment, short term health insurance, term health insurance
Buy The Right Health Insurance For Your Stage Of Business Growth
Buy quality self employed health insurance coverage that’s right for your stage of business growth, with an eye to the future.
Right now, you’re the only employee of your company and you need the peace of mind provided by a quality insurance plan. Before you ask for a self employed health insurance quote, though, look at these three business growth scenarios. Then decide what kind of self employed health insurance coverage and benefits you need before you buy health insurance online.
Tags: group health insurance, health insurance coverage, health insurance policy, self employed health insurance, temporary health insurance